1 – Creating the initial paper colour and texture
Create a new layer.
Choose the Selection Tool, and select a rectangle in the centre of the area.
Fill the area with a tan colour. I've used #E8E0BE here. Press Ctrl+D to deselect the area.
Create a new layer.
Fill it with 50% grey.
Click Filter > Noise > Add Noise. Set it to 10%, Gaussian, Monochromatic, and press OK.
Change this layer's Mode from Normal to Overlay.
2 – Scorching the parchment
Create a new layer.
Set the colours back to black and white, by pressing "d", and Click Filter > Render > Clouds.
Change the layer's Mode from Normal to Color Burn, and set its Opacity to 50%.
The next step is to distort the edges of the paper, to give it a jagged appearance.
In the Layers list, click on your tan-coloured, paper layer. It should be called "Layer 1".
Click Filter > Distort > Wave, to bring up the Wave window. There's a lot of guesswork involved here. You may need to try this a few times, until you get a Wave effect you like.
Set the number of Generators to around 100. This creates a hundred sources of ripples, which creates a very random effect over all. (Having less Generators produces more regular waves, which isn't what we want here. Think of the number of Generators as being the number of pebbles you're throwing into a pond.)
Set the Wavelength, Amplitude, and Scale sliders to low numbers (around 10), and press OK.
This wave will now be saved, so you can click on Layer 2 and Layer 3, and Click Filter > Wave (or Ctrl+F) to repeat the same wave on each layer.
3 – Adding some cursive text and a Drop Shadow
At this point, change the colour of Layer 1 by pressing Ctrl+U, to adjust its Hue/Saturation properties. I do this for almost everything I create in Photoshop.
Add in your own text. I've used the Pageant font here.
For added effect, add a space between each letter, or increase the Tracking. (It's the "A V" on the Character Palette, which can be accessed by clicking Window > Character.)
Right-click "Layer 1" and choose Blending Options (Effects in Photoshop 5.5.) Give the layer a normal Drop Shadow, and press Ok.
4 – Text and decoration
Create a new layer.
To create the swirly dividers, choose the Selection Tool, and select a narrow strip.
Fill the selected area with a dark brown. I've used #724C40 here.
Press Ctrl+D to deselect.
Click Filter > Twirl, and press OK.
Change the layer to Color Burn.
Right-click this layer, and Duplicate it.
To flip the duplicate layer, click Edit > Transform > Flip Horizontal.
If you're using Photoshop 6.0, 7.0, or CS, choose the Shape Tool to put in an extra doodad (a flower in this case.) Once you've clicked the Shape Tool, make sure the "Fill Pixels" square, at the top left of the screen, is selected. Then, click the drop-down box next to "Shape:". Click the sideways arrow, Choose "All", and press OK. Then select the Flower from the list. Hold Shift and apply it to your image.
Your own printable wedding invitation is now complete.